Articles

Due to our expertise and reputation within the industry, The Loan Company is often called upon by publications to offer our professional insights on topics of interest to a variety of media outlets, both in print and online. Furthermore, in partnership with our colleagues at ActivePipe, we circulate a monthly newsletter to our valued clients with a range of finance industry updates.
Blogs | Articles
Featured articles & industry updates

				
Mortgage
03/11/2025
Why festive credit card splurges could hurt your borrowing power

Mortgage
03/11/2025
Buyers turning to new builds as affordability shifts

Mortgage
03/11/2025
Australians turning to brokers in record numbers

Mortgage
03/11/2025
How to choose the right car loan for your budget

Mortgage
30/09/2025
How to buy a property during the spring market

News
30/09/2025
Offset account balances rise 13.7%

Mortgage
30/09/2025
Housing affordability trend turns positive in 2025

Mortgage
30/09/2025
Credit card use is down - which may aid property buyers

Mortgage
01/09/2025
Borrowing power jumps after RBA's latest rate cut

Mortgage
01/09/2025
Refinancing surges as borrowers chase better deals

Mortgage
01/09/2025
Buyers snapping up new homes, despite monthly dip

News
01/09/2025
Five common car loan mistakes to avoid

Mortgage
01/08/2025
Not all lenders are waiting for the RBA to cut rates

Mortgage
01/08/2025
Average home loan up 69% – but so are the savings from switching

Property
01/08/2025
More young buyers set to benefit from expanded low-deposit scheme

Property
01/08/2025
Research reveals where it’s cheaper to buy than rent

Property
27/06/2025
Momentum builds as property prices continue climbing

Mortgage
27/06/2025
How to prepare for a spring sale

Mortgage
27/06/2025
What the average home costs – and why your loan might not be average

News
27/06/2025
Tax time is coming – here’s how to get organised

News
12/06/2025
The Loan Company Instagram Giveaway – Terms & Conditions

Mortgage
30/05/2025
Recent history suggests rate cut will drive refinancing surge

Property
30/05/2025
Home values rising throughout the country

News
30/05/2025
Spotlight on ALP’s housing policies

News
30/05/2025
The pros and cons of using a novated lease to finance a new car

Property
01/05/2025
Surveys find more property investors are experiencing negative cash flow

News
01/05/2025
RBA reports just 3% of home loan customers have a cash flow shortfall

Mortgage
01/05/2025
From $84k to $232k: the salary needed to service a mortgage across Australia

News
01/05/2025
Is a balloon payment car loan the right choice for you?

Mortgage
31/03/2025
More vendors listing their home for sale

Property
31/03/2025
How to increase the value of your property

News
31/03/2025
Lenders offering LMI waivers to some essential workers

News
31/03/2025
RBA keeping an eagle eye on inflation

Mortgage
03/02/2025
How to know if it’s time to refinance

News
03/02/2025
What to expect from interest rates this year

Property
03/02/2025
Tips for buying a property in 2025

Property
03/02/2025
Quick guide to First Home Buyer incentives

Mortgage
19/12/2024
Record numbers of consumers turning to brokers

Mortgage
19/12/2024
Buyers gaining negotiating power heading into new year

News
19/12/2024
Government unveils new assistance scheme for owner-occupiers

Mortgage
19/12/2024
How interest rates impact your borrowing capacity

Mortgage
26/11/2024
Top 3 ways to finance your renovations

Property
26/11/2024
New insights into property investment

Mortgage
26/11/2024
Are redraw & offset right for you?

News
26/11/2024
More homes needed to improve affordability

Mortgage
5/11/2024
Lenders competing strongly for borrowers

News
5/11/2024
Average loan sizes and how to pay it off faster

Mortgage
5/11/2024
Why 98% of borrows are going variable right now

Property
5/11/2024
One in five buyers are purchasing interstate

Mortgage
1/10/2024
Investor borrowing rises 35.4%

Mortgage
1/10/2024
Housing assistance scheme helping tens of thousands of buyers

Property
1/10/2024
Good news for buyers, with property listings rising 7.9%

News
1/10/2024
Why “buy and hold” can be a lucrative strategy

News
30/8/2024
Rents expected to keep growing, but at slower pace

News
30/8/2024
Why banks assess your home loan repayment capacity at higher interest rates

Mortgage
30/8/2024
Mortgage activity rising as borrowers commit to $29bn of home loans

News
30/8/2024
How to build your dream house

Mortgage
26/7/2024
Record loan sizes increase the need to shop around

News
26/7/2024
First home buyers and single parents get more housing support

News
26/7/2024
New vendor data shows interesting sales trends

Property
26/7/2024
Property investors very active in the market

Mortgage
1/7/2024
Government wants consumers to "get a better deal"

Mortgage
1/7/2024
31% of borrowers have less than 20% deposit

Property
1/7/2024
Why property price growth is so varied throughout Australia

News
1/7/2024
How to get your SMSF tax return right

Mortgage
5/6/2024
Variable-rate loans scale new heights of popularity

Mortgage
5/6/2024
Housing assistance scheme achieves big milestone

Mortgage
5/6/2024
High residential construction costs contributing to supply shortages

News
5/6/2024
ATO puts spotlight on property investors

Property
29/4/2024
Prices rising in 88.4% of suburbs

News
29/4/2024
Borrowers staying on top of mortgages, despite higher cost of living

Mortgage
29/4/2024
Five tips to beat out other buyers

Mortgage
29/4/2024
Home loan commitments rise 13.3%

Mortgage
28/3/2024
Investor activity rises, high-debt borrowing falls

Property
28/3/2024
Deposit hurdle gets slightly lower for first home buyers

Mortgage
28/3/2024
New home purchases rise 5.3%

News
5/3/2024
Should you buy now or wait for a potential rate cut?

Mortgage
5/3/2024
First home buyer loans rise 12.9%

Mortgage
5/3/2024
50% of borrowers may not understand Lenders Mortgage Insurance

News
5/3/2024
Why rents are expected to keep rising

Property
29/1/2024
National property prices rose 8.1% last year

Mortgage
29/1/2024
Investors commit to $9.72bn of home loans

News
29/1/2024
Home building approvals trending higher

News
29/1/2024
How to budget better

Mortgage
05/12/2023
Borrowing increases as property market heats up

News
05/12/2023
The share of fixed-rate loans continues falling

Property
05/12/2023
Property market keeps growing despite high interest rates

News
05/12/2023
Why interest rates have climbed

Mortgage
30/10/2023
Australians refinance more than $20bn of loans

News
30/10/2023
How interest rates have evolved over the past 18 months

Mortgage
30/10/2023
How the Federal Government is helping first home buyers

News
30/10/2023
Deadline fast approaching for people who do their own taxes

Property
2/10/2023
Australia’s property market passes $10trn milestone

Property
2/10/2023
Why Australian property prices are so high

News
2/10/2023
Australians now saving just 3.2% of their income

News
4/9/2023
Lender rebates diminishing quickly

News
4/9/2023
Refinancing jumps 12.6% year-on-year

News
4/9/2023
Lenders have not passed on all of the RBA’s rate hikes

News
4/9/2023
“No solution on the horizon” for tight rental market

News
1/8/2023
RBA to change how it sets and communicates about the cash rate

News
1/8/2023
Existing HomeBuilder recipients given two-year reprieve

News
1/8/2023
ATO: Use digital self-help tools to answer tax queries

Mortgages
30/6/2023
What you should know about the “fixed-rate cliff”

Property
30/6/2023
ATO reminds property investors to take care with their tax returns

News
30/6/2023
Govt announces “appropriate safeguards” coming to BNPL sector

News
30/6/2023
Consumers warned about tax scams

Property
29/5/2023
Property prices have now risen in consecutive months

News
29/5/2023
Treasurer reveals plans to reform RBA

Mortgages
29/5/2023
First home buyer activity jumps 15.8% month-on-month

News
29/5/2023
Unit prices and rents heading north

Property
3/5/2023
Property downturn may be over

Mortgages
3/5/2023
Refinancing activity keeps going from strength to strength

News
3/5/2023
ATO orders banks to provide data on property investors

News
3/5/2023
How to protect yourself against scams

Property
4/4/2023
Have we reached the bottom of the market?

News
4/4/2023
RBA "close to the point" where it will stop hiking rates

Property
4/4/2023
Home owners reluctant to list their properties for sale

Property
24/2/2023
Home building approvals slow as construction costs rise

Mortgages
24/2/2023
How to overcome the deposit barrier

News
24/2/2023
National downturn slowing, although conditions vary from city to city

Mortgages
30/1/2023
Borrowers refinance a record $19.5bn of home loans

News
30/1/2023
Rents rise from 4.3% in Canberra to 13.4% in Brisbane

Property
30/1/2023
Growth in residential construction costs expected to slow in 2023

News
30/1/2023
RBA expects inflation to fall in 2023

Property
21/12/2022
Property market update

Mortgages
21/12/2022
We’ve just experienced the six biggest months in refinancing history

Mortgages
21/12/2022
Most borrowers favouring lower-rate variable loans right now

News
21/12/2022
More than 7 in 10 Australians now using a broker

Property
25/11/2022
CBRE hails Australia's strong real estate market

Mortgages
25/11/2022
Rents rising fastest for large houses and small units

News
25/11/2022
New housing accord to deliver 1m new homes

News
25/11/2022
Home builders working through "record pipeline" of projects

News
28/10/2022
Rental market conditions strongly favour investors

Mortgages
28/10/2022
Why your borrowing capacity is probably lower than six months ago

Property
28/10/2022
How different buyer groups are responding to the changing market

News
28/10/2022
Alternative payment methods gaining currency

Mortgages
3/10/2022
Home loan activity falls but remains well above long-term average

Property
3/10/2022
Property prices increased 382% over the past 30 years

News
3/10/2022
Why rents are rising in many parts of Australia

Property
26/8/2022
Buying is cheaper than renting for 27% of home

Mortgages
26/8/2022
Why some fixed rates are falling

Property
26/8/2022
Property industry expected to play its part in emissions reductions

News
26/8/2022
ATO says most Australians can now submit their tax returns

Property
1/7/2022
Property values have doubled in seven years

Mortgages
1/7/2022
Govt's low-deposit housing scheme expands

Property
1/7/2022
Listings tipped to "surge" in winter after falling during election month

News
1/7/2022
ATO warns investors to declare "all their income"

News
27/5/2022
Why now is a good time to talk about refinancing

Mortgages
27/5/2022
4 reasons to stay calm if your fixed mortgage is about to expire

News
27/5/2022
ATO warns users about tax scam

Mortgages
3/5/2022
More buyers now eligible for federal housing incentives

Property
3/5/2022
Supply chain issues trigger sharp rise in homebuilding costs

News
3/5/2022
A rate lock can protect you from forecast rate rises

Property
5/4/2022
Property investor activity grows 67.8% year-on-year

News
5/4/2022
Price gap between houses and units hits record level

Mortgages
5/4/2022
Why your student loan can make it harder to get a home loan

News
5/4/2022
More and more Australians choosing brokers over banks

Mortgages
25/2/2022
Strong property market drives record home loan activity

News
25/2/2022
Govt updates first home buyer deposit scheme

Property
25/2/2022
Home building costs rise 7.3% year-on-year

Mortgages
25/2/2022
What you can do today to prepare for possible rate rises

Mortgages
28/1/2022
Home loan activity strong amidst buoyant property market

News
28/1/2022
How to escape the increasingly expensive rental market

News
28/1/2022
Hordes of Aussies building their dream home

Property
28/1/2022
Property prices growing at varying rates across the country

Mortgages
21/12/2021
Long-term home loan customers paying ever-high 'loyalty tax'

Property
21/12/2021
More properties being listed for sale

News
21/12/2021
Government boosts first home buyer support

News
21/12/2021
Australians taking out bigger loans in response to rising property taxes

News
21/12/2021
Australians turning to mortgage brokers in record numbers

Mortgages
26/11/2021
Australia goes on a building spree

News
26/11/2021
Five reasons to think about refinancing your home loan

News
26/11/2021
Strong investor activity defies wider home loan trend

Property
26/11/2021
Analysis finds property prices can go up even when rates are rising

Mortgages
29/10/2021
Regulator targets people's borrowing capacity

Property
29/10/2021
Property investors enjoying strong rental growth

News
29/10/2021
Shopping on a pay-later scheme can affect your home loan chances

News
29/10/2021
Cafes and gyms feel the pain, but mining and manufacturing spared

Property
30/9/2021
Buyers snapping up properties in red-hot market

News
30/9/2021
Fixed vs variable rate comparison reveals big difference

News
30/9/2021
Australians doing less shopping, more saving

Mortgages
30/9/2021
59% of borrowers choose brokers over banks

Mortgages
27/8/2021
Investors stepping up as First Home Buyers step down

Property
27/8/2021
Demand outstripping supply in all capitals

News
27/8/2021
Lenders offering special loans for green home improvements

Property
29/7/2021
Why you might want to switch from renting to buying

Property
29/7/2021
Property investors collecting more rental income

Mortgages
29/7/2021
Banks offering mortgage deferrals to struggling borrowers

News
29/7/2021
Rushing your taxes could delay your refund: ATO

Property | News
12/7/2021
Family Home Guarantee

Property | News
12/7/2021
First Home Loan Deposit Scheme / New Home Guarantee

Mortgages
25/6/2021
Loyal borrowers pay higher interest rates

Property
25/6/2021
RBA urges banks to keep lending standards high

Property
25/6/2021
Perth Red-hot property market sets new record

News
25/6/2021
Government makes it easier for first home buyers and single parents to buy property

Mortgages
10/6/2021
What is Lenders Mortgage Insurance (LMI)

News
6/6/2021
ATO warns taxpayers about dubious expense claims

News
31/5/2021
Perth property now worth four times the size of Australia's GDP

Mortgages
15/5/2021
Conditions favour buyers as WA rents grow strongly

News
5/5/2021
Government promotes home ownershp in latest budget 2021-2022